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Does Finding an Accident Doctor Near Me Impact Insurance Claims?

Published Date: 
September 24, 2021
Chiropractor insurance claims forms.

After an accident, if the injured person doesn't need emergency medical care, it's still important for them to look for an accident doctor near me as soon as possible. Not only can this help them recover faster, but it can also help them with insurance claims, as well. Read below to learn why fast medical attention after an auto accident is important.

The Goal of Insurance Companies

Insurance companies, like any other companies, strive to be profitable. While they do pay to settle claims, they attempt to minimize the amount they'll pay out for each auto injury. They do not want to end up paying for an injury that wasn't caused by the accident or that otherwise doesn't fall under their policies. For this reason, they look at all claims carefully to determine if the accident caused the injury and, if so, how much they should pay to cover the person's medical care.

What Happens With Delayed Medical Care

If the person waits after the car accident to seek medical care, the insurance company may claim that the injuries did not occur because of the accident. They may try to state the injuries occurred after the accident during an event that is not covered by insurance and the person is seeking to cover it under the car accident claim to avoid paying the medical bills. It can be difficult to prove the accident did cause the injuries because the person waited too long to seek care.

What Happens With Fast Medical Care

With fast medical care, it's easy to show that the accident was the cause of the injuries. There simply wouldn't be enough time for the person to be injured another way. This will mean the injuries are far more likely to be covered by the insurance company and the person won't have to pay the medical bills out of pocket.

When it comes to auto accident injuries, fast medical care can be important to help with recovery and to make sure the treatments are covered under the insurance claim. If you've been in a car accident, looking for an accident doctor near me to get fast medical care is always a good idea.

Dr. Darren Faherty D.C.

In 2004, Dr. Darren Faherty graduated with a Bachelors of Science degree in Biology from UWEC - University of Wisconsin Eau Claire. Dr. Darren continued education at the highly esteemed University of Western States (formerly Western States Chiropractic College) where he obtained his chiropractic degree in 2007. He has been helping people recover from injuries and return to their normal lifestyles ever since.

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