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How much is my car accident settlement worth?

A car accident settlement document sits on a table with car keys and hundred dollar bills on top.
Car accidents can cause a number of problems, not only does your car suffer damages, but you may also require treatment as well. Depending on the severity of your injury, you could require continued medical treatment and may suffer lost wages if you’re unable to work.

Average settlement amounts rely on many different components

Although each car accident claim is different and depends on a variety of factors, you may be wondering how much your car accident settlement is worth and how the value of the settlement is calculated. Here we answer your questions regarding the value of car accident settlements.

How is the value of a car accident settlement calculated?

To determine an estimate of how much your car accident settlement is worth, you’ll first need to understand how it’s calculated. Although it’s a little bit different in each case, specific factors contribute to calculating the settlement in every case.

Medical expenses/injury

Even if your case never goes to trial, the value of the settlement depends on how a jury might react to your injuries. In other words, injuries that look more serious have more weight than other, more hidden injuries. So if your injury appears more serious then your settlement will be worth more.
Other factors include the following:
Your injury required complicated procedures or invasive treatment (like surgery)
You were left with limitations, disability, or chronic pain as a result of the accident
Initial treatment wasn’t effective, i.e., your treatment required a long period of time
In addition, your medical expenses, and estimated future medical expenses play a big part in calculating your settlement. Your doctors and chiropractor will have a detailed list of all of your medical expenses, regardless of what your insurance covered and what you paid out of pocket. These medical expenses plus estimated future medical expenses to treat the injury will help to determine this number.

Property damage

Another factor that influences the value of your settlement is the total cost of property damages or damage to your car. To estimate this number, you’ll need to include all of the bills required to pay for automotive repairs, regardless of what your auto insurance covers. If your car required serious repairs as a result of the accident or you needed to completely replace your car, this number will be higher.

Lost earnings/future lost income

If you were injured and unable to work for a period of time as a result of your car accident, this is considered a financial loss. You shouldn’t have to drain your savings account or go into debt because you were in a car accident. Your lost wages will be added to the car settlement, and if you’re still unable to work, then an estimate of future lost income will be added.

General damages/pain and suffering

General damages are also considered “pain and suffering”. So, if you experienced pain and suffering due to the collision, you are entitled to financial compensation for having to endure that. The more serious the injuries and the more pain you suffered equates to a higher value figure for pain and suffering. Emotional pain may also be included when calculating this figure. Doctor records and documentation from your chiropractor will also help to determine the value of this factor.

What is the average settlement for a car accident?

The value of your car accident will depend on the factors we discussed above. For example, if you had low medical expenses, minor property damage, no lost earnings, and low pain and suffering, your settlement won’t be worth as much as someone who scored higher on each factor. However, you will still be entitled to some financial compensation.

To make sure that you’re receiving a fair settlement, you should always talk to a lawyer. They will be able to help you build your case and get you the highest settlement possible. Furthermore, they will handle most of the tasks so that you don’t have to so you can focus more on recovery.

That being said, the average cost of a car accident settlement in the U.S. is estimated at $19,000. As we mentioned, this is an average, so your specific case and the severity of the injury, lost wages, and property damage will likely result in a different figure.

How chiropractic care can help your car accident settlement

If you suffered injuries from a car accident, you could benefit from seeing a chiropractor. Chiropractors can perform a thorough diagnosis of your injuries and provide treatment that targets injuries, manages pain, and returns mobility to your body.

Your car accident settlement should include all of your medical treatment, which should include chiropractic care. The best way to ensure that your chiropractic care is included in your medical expenses is to provide your lawyer with thorough documentation of all visits and treatments from the chiropractor. At Accident Care Chiropractic, we specialize in automotive accidents. As a result, our staff keeps detailed documentation of all of our patients' visits and treatments and we can relay that information to lawyers and insurance companies.

In addition, our chiropractors can refer any specialists to our patients that they think would benefit their specific injuries.

Chiropractic care will help to treat your injuries and get you back on your feet and feeling good as quickly as possible. Chiropractic care involves a variety of treatments each aimed at specific problems. Following your chiropractors, instructions for stretches and exercises at home will expedite this process and will help to get you back to your pre-accident health quickly.
A chiropractor is administering a neck adjustment on a patient at Beaverton's Accident Care Chiropractic clinic.

How Accident Care Chiropractic Helps With Your Car Accident Settlement

If you need treatment after a car accident, you should go to the experts. And if you’re seeking a settlement after a car accident, there’s even more reason to get the best care possible and seek the most effective treatment available to you.

At Accident Care Chiropractic, our chiropractors specialize in car accident injuries and treatment methods. Plus, our staff is knowledgeable and experienced when it comes to documentation for settlement cases and communicating with both lawyers and insurance companies for your reimbursement payment. So if you were recently in a car accident, reach out to us today.

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