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Chiropractic Care After An Accident With No Out of Pocket Cost

Published Date: 
February 28, 2023
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A young woman is holding the back of her neck because she was just in a car accident.

​​Get Chiropractic Care Paid for Without Medical Insurance

Yes, you can see a chiropractor even if you don't have health insurance coverage. Many chiropractors offer flexible payment plans or accept alternative forms of payment, such as cash, check, or credit card. 

Additionally, many chiropractic clinics offer discounts to patients who pay in full at the time of their visit.

Should I see a chiropractor after a vehicle accident? The short answer is yes—a chiropractic adjustment can be incredibly helpful after a car accident. When you're in a car crash, your body is suddenly and violently jostled around, often causing serious damage to the spine and other parts of your body. 
An adjustment from a trained chiropractor will help realign the affected areas and release stuck or tightened muscles, giving you much-needed relief and helping to prevent long-term damage.

A woman is getting a chiropractic adjustment to treat her neck injury after a car accident.

You Can Get Chiropractic Care at No Cost If You've Been in an Accident - Even if You Don't Have Health Insurance

Vehicle insurance coverage can vary depending on the policy, so it is important to check with your insurer about what types of treatment are covered. Some policies may include chiropractic care for injuries sustained in an accident, while others may not cover any medical treatment except for emergency medical services like ambulance transportation or hospitalization. 

To find out whether your vehicle insurance coverage includes chiropractic care, contact your insurance provider directly and ask about their policy regarding treatment for injuries sustained in a car accident.

Working with a Chiropractor To Get Your Post Accident Care Paid For

Accident chiropractors understand how insurance coverage works. You can work with them to get your treatment paid for, even if you don’t have health insurance coverage.

Accident Chiropractors Will Help You File Auto Accident Insurance Claims

Chiropractors who treat patients after car accidents are used to dealing with insurance companies. They can help you file a claim and submit information about your treatment to the insurance company on your behalf.

Personal Injury Protection (PIP) or No-Fault Insurance

No-fault insurance covers medical expenses and loss of income for you and your passengers after a car accident, no matter who caused the crash. This type of coverage is the most common type of insurance, and all motorists must have this type of coverage.

Personal injury protection (PIP), on the other hand, is an optional automobile insurance coverage that offers additional coverage for medical expenses and loss of income after a car accident. Unlike no-fault insurance, PIP is not mandated by law.

In general, no-fault insurance is the most comprehensive type of automobile insurance coverage. It would cover your medical expenses and loss of income after an accident, even if you were at fault for causing the crash. PIP, on the other hand, offers additional coverage that specifically takes care of your medical expenses and loss of income, regardless of who caused the accident.

Both types of coverage can be helpful for paying for chiropractic care after an accident.

A chiropractor is administering a spinal adjustment on a female patient.

Conclusion

Chiropractic care is an alternative form of treatment that focuses on manual manipulation of the spine to provide pain relief and restore proper movement to the body. This type of therapy can be very beneficial for individuals who have experienced whiplash or other injuries that can be treated through physical therapy and chiropractic care.

In general, auto insurance policies will cover the cost of a visit to a chiropractor in the event of an auto accident injury. This coverage is mandated by most state governments, so it is important to check your specific policy before seeking treatment. In some cases, you may need to work with your auto insurance provider to ensure that all costs are covered by your policy and not paid for out of pocket.

Dr. Darren Faherty D.C.

In 2004, Dr. Darren Faherty graduated with a Bachelors of Science degree in Biology from UWEC - University of Wisconsin Eau Claire. Dr. Darren continued education at the highly esteemed University of Western States (formerly Western States Chiropractic College) where he obtained his chiropractic degree in 2007. He has been helping people recover from injuries and return to their normal lifestyles ever since.

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